The 1992-P Roosevelt Dime is worth anywhere from face value (10 cents) in circulated condition to around $6 or more in gem mint state, with rare high-grade examples occasionally fetching higher prices at auction. If you found one of these in a change jar or old collection, here’s everything you need to know.
What Is the 1992-P Roosevelt Dime?
The 1992-P Roosevelt Dime was struck at the Philadelphia Mint and is part of the long-running Roosevelt Dime series that began in 1946. The “P” mintmark — found on the obverse above the date — identifies it as a Philadelphia coin. In 1992, the Philadelphia Mint produced over 593 million of these dimes for general circulation, making it a very common coin in terms of overall mintage.
Because so many were made, most 1992-P Roosevelt Dimes you find in pocket change are worth exactly 10 cents. However, coins that were never used — pulled straight from mint rolls or sets — can carry a small premium depending on their grade and eye appeal. If you’re not sure whether what you have is a regular issue or something special, a good coin identification app can help you figure out exactly what you’re looking at before you make any decisions about selling or keeping it.
How Much Is the 1992-P Roosevelt Dime Worth?
For most people, the honest answer is: not much above face value if it’s been circulated. These coins were so widely used in everyday commerce that worn examples hold little numismatic value. But condition is everything in coin collecting, and a sharply struck, lustrous uncirculated example is a different story.
Here’s a quick value breakdown based on grade:
| Grade | Description | Estimated Value |
|---|---|---|
| Good (G-4) | Heavy wear, details visible | Face value ($0.10) |
| Fine (F-12) | Moderate wear | Face value ($0.10) |
| Extremely Fine (EF-40) | Light wear on high points | $0.25 – $0.50 |
| Mint State (MS-63) | Uncirculated, some marks | $1 – $2 |
| Gem Mint State (MS-65) | Uncirculated, sharp luster | $4 – $6 |
| Superb Gem (MS-67+) | Near perfect, top registry | $50+ |
For the most up-to-date auction results and certified coin prices, you can check out detailed 1992-P Roosevelt Dime price data by grade to see what buyers are actually paying right now.
The 1992-P Silver Proof Dime — A Hidden Gem
Here’s where things get interesting. In 1992, the U.S. Mint introduced a special Silver Proof Set for the first time since the 1960s. The dimes included in these sets were struck in 90% silver — not the standard copper-nickel clad composition used for circulation coins.
A 1992-P Silver Proof Roosevelt Dime is a completely different coin from the common clad version. In perfect PR-70 condition, these silver proofs can be worth $20 to $40 or more. Even in PR-69, they regularly sell for $10–$20. The silver content alone gives them intrinsic value beyond their face value, and collectors specifically seek out deep cameo (DCAM) examples with frosted designs against mirror-like fields.
If you’re unsure whether your coin is silver or clad, CoinKnow can help you identify it quickly — the app walks you through key details like weight, edge appearance, and mintmark placement.
Factors That Affect the 1992-P Roosevelt Dime Value
Beyond basic grade, a few other things influence what your coin might be worth:
Strike quality — Roosevelt Dimes are known for sometimes having flat or weakly struck bands on the torch on the reverse. A coin with “Full Bands” (FB) designation from a grading service like PCGS or NGC commands a significant premium. An MS-65 FB coin can be worth three to five times more than a standard MS-65.
Luster and eye appeal — Two coins at the same grade level can look very different. A coin with blazing original luster and no distracting toning will always attract more buyer interest.
Certification — Having your coin graded and encapsulated by a professional grading service adds credibility and often increases resale value for better examples. For a $4–$6 coin, submitting for grading isn’t usually worth it, but if you suspect you have a high-grade Full Bands example, it could absolutely pay off.
For a comprehensive look at what your 1992 dime is worth across all grades and mint marks, that resource breaks down current values clearly and includes both the P and D mint issues.
Tips for Collectors and Casual Finders
If you’ve got a 1992-P Roosevelt Dime sitting in a drawer, here’s the quick bottom line: if it’s circulated, spend it or save it as a memento — it’s worth 10 cents. If it looks shiny and untouched, it might be worth holding onto. Check the edge for the silver color (silver coins show a solid silver edge, while clad coins show a brownish copper stripe).
CoinKnow is a handy tool for everyday Americans who find old coins and want quick, reliable answers without having to visit a coin shop. The app uses image recognition to identify coins and gives you real-time value estimates — perfect for sorting through a jar of old change or a deceased relative’s collection.
Even if your 1992-P dime turns out to be worth just face value, learning about it is half the fun. Roosevelt Dimes have a rich history, and every coin tells part of the story of American everyday life.
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Frequently Asked Questions
Q: Is a 1992-P Roosevelt Dime made of silver?
A: The standard 1992-P Roosevelt Dime made for circulation is composed of 91.67% copper and 8.33% nickel — not silver. However, a special 1992-P Silver Proof Dime was produced as part of the Silver Proof Set and is made of 90% silver. You can tell the difference by looking at the edge: clad coins show a copper stripe, while silver coins have a solid silver-colored edge.
Q: How many 1992-P Roosevelt Dimes were made?
A: The Philadelphia Mint struck approximately 593,500,000 (over 593 million) 1992-P Roosevelt Dimes for circulation. This high mintage is why the coin is so common and why circulated examples are generally worth only face value.
Q: What makes a 1992-P Roosevelt Dime more valuable?
A: The biggest value booster is having a coin in uncirculated condition with a Full Bands (FB) designation, meaning the horizontal bands on the torch on the reverse are fully separated and sharply defined. A certified MS-65 FB example can be worth significantly more than a standard MS-65. The 1992-P Silver Proof version is also worth considerably more than the common clad issue.
